Roy Caster (1), Sri Mardina (2)
The purpose of this study is to determine the effect of Inflation and Interest Rates on Profitability (ROA) at PT Nationalnobu Tbk for the 2016 - 2025 period, both partially and simultaneously. The research method used is a descriptive quantitative method. The sample consists of the Inflation rate set by BPS, the Interest Rate set by Bank Indonesia, and the Financial Statements of PT Nationalnobu Tbk over a 10 year period, all of which have been compiled into time-series data. Data analysis in this study utilizes classic assumption tests, multiple linear regression analysis, coefficient of determination analysis, and hypothesis testing. The results of this study show Partially, the Inflation variable does not have a statistically significant effect on Profitability (ROA). Similarly, the Interest Rate variable does not have a statistically significant effect on Profitability (ROA). Simultaneously, Inflation and Interest Rates do not have a significant effect on Profitability (ROA). The coefficient of determination is 36.3%, while the remaining 63.7% is influenced by factors/variables outside the model.
Bank Indonesia. (n.d.). Bank Indonesia. https://www.bi.go.id
Badan Pusat Statistik. (n.d.). Badan Pusat Statistik. https://www.bps.go.id
Ghozali, I. (2018). Aplikasi analisis multivariate dengan program IBM SPSS 25. Badan Penerbit Universitas Diponegoro.
Kasmir. (2019a). Analisis laporan keuangan (Edisi pertama, cetakan ke-12). PT RajaGrafindo Persada.
Kasmir. (2019b). Bank dan lembaga keuangan lainnya (Edisi revisi). PT RajaGrafindo Persada.
Khotijah, N. Z., Suharti, T., & Yudhawati, D. (2020). Pengaruh tingkat suku bunga dan inflasi terhadap profitabilitas. Manager: Jurnal Ilmu Manajemen, 3(1), 40. https://doi.org/10.32832/manager.v3i1.3831
Mardiatmoko, G. (2020). Pentingnya uji asumsi klasik pada analisis regresi linier berganda (studi kasus penyusunan persamaan allometrik kenari muda [Canarium indicum L.]). BAREKENG: Jurnal Ilmu Matematika dan Terapan, 14(3), 333–342. https://doi.org/10.30598/barekengvol14iss3pp333-342
Meuthia, R. F. (2024). Analisis faktor-faktor yang memengaruhi minat. Simposium Nasional Akuntansi Vokasi (SNAV) XII, 12(1), 454–468. https://ocs.polije.ac.id/index.php/psnav/article/view/47
Prasetyo, H. A. (2020). Analisis pengaruh NPF, inflasi, suku bunga BI, dan kurs terhadap profitabilitas bank umum syariah di Indonesia periode 2009–2018 [Skripsi].
Pujiawan, & Andhani, D. (2024). Pengaruh tingkat inflasi, suku bunga Bank Indonesia (BI) dan nilai tukar rupiah terhadap return on asset (ROA) perbankan BUMN periode 2012–2022. Jurnal Ilmiah Swara Manajemen, 4(2), 353–364. https://doi.org/10.32493/jism.v4i4
Rahayu, W., & Sumargo, B. (2021). Pelatihan penggunaan uji hipotesis dalam penelitian untuk dosen dan mahasiswa di LLDIKTI Wilayah III DKI Jakarta. Prosiding Seminar Nasional Pengabdian Kepada Masyarakat, 2(1), 261–266. http://journal.unj.ac.id/unj/index.php/snppm
Sugiyono. (2019). Metode penelitian kuantitatif, kualitatif, dan R&D. Alfabeta.
Sukirno, S. (2020). Makroekonomi pengantar teori (Edisi ke-3). RajaGrafindo Persada.
Taufiqurrasyid, E., & Diana, N. (2023). Analisis pengaruh inflasi, suku bunga terhadap tingkat return on asset pada bank umum syariah di Indonesia periode 2015–2020. Jurnal Pendidikan Tambusai, 7(2), 15258–15269.
Widiyanti, F. (2023). Analisis pengaruh inflasi, suku bunga dan produk domestik bruto terhadap profitabilitas. Jurnal Akuntansi, Keuangan, Pajak dan Informasi (JAKPI), 2(1), 30–44. https://doi.org/10.32509/jakpi.v2i1.2068
Wulan, N. S., & Munandar, A. (2023). Analisis pengaruh return on equity (ROE) dan return on investment (ROI) terhadap harga saham pada PT Telekomunikasi Indonesia, Tbk. INNOVATIVE: Journal of Social Science Research. https://j-innovative.org/index.php/Innovative
PT Bank Nationalnobu Tbk. (n.d.). Bank Nationalnobu. https://www.nobubank.com