ANANDRA GADING; SRI MARDIANA. Pengaruh Penggunaan Paylater dan Literasi Keuangan Terhadap Perilaku Konsumtif. PARADIGM : Journal Of Multidisciplinary Research and Innovation, [S. l.], v. 4, n. 02, p. 390–399, 2026. DOI: 10.62668/paradigm.v4i02.2872. Disponível em: https://azramedia-indonesia.azramediaindonesia.com/index.php/paradigm/article/view/2872. Acesso em: 5 nov. 2026.