Kandiarum, Dyyah Retno, et al. “SHARIA ANNUITIES IN PENSION PROGRAMS: LEGAL, ECONOMIC, AND FUTURE CHALLENGES”. AT TARIIZ : Jurnal Ekonomi Dan Bisnis Islam, vol. 4, no. 02, May 2025, pp. 167-79, doi:10.62668/attariiz.v4i02.1538.